Download e-book for kindle: Banking on Death: Or, Investing in Life: The History and by Robin Blackburn

By Robin Blackburn

ISBN-10: 1859847951

ISBN-13: 9781859847954

The onset of globalization and the getting older of populations have inspired efforts to denationalise the investment of retirement, placing in danger public pensions in lots of nations and giving pension and assurance cash nice monetary energy. deepest money get pleasure from important public subsidy, within the form of significant tax breaks, but generally fail to provide their policyholders a say, or sign up for wider social pursuits. Banking on Death lines the heritage of pension provision around the complicated capitalist international. It concludes that tax concessions may be restrained to these money which adhere to socially devoted and sustainable funding courses, ideally on a not-for-profit foundation. Blackburn bargains a lucid survey of the debates at the way forward for social safety within the usa and the struggles over pension provision in Britain , France and Germany. without delay radical and real looking his research indicates how grey capitalism might be reworked in pursuit of innovative objectives.

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Extra info for Banking on Death: Or, Investing in Life: The History and Future of Pensions

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1 , 1 98 1 , pp. 5-28. For a critique of portrayals of passive seniors, see Stephen Katz, DiscipUning Old Age: the Formation if Gerontological Knowledge, Charlottesville 01A) 1 996, pp. W Agendas in Theory and Practice, London 1 998, pp. 55-64, 1 37-40. These informative accounts offer needed correctives, and identify new dimensions in the social exclusion of the elderly, but they lose sight of economic constraints, down­ play overt political action by the elderly and place too much weight on a postmodern evocation of micro-resistance, as if rearranging the chairs in the old people's home constituted an effective dismantling of institutional segre­ gation and oppression.

Those deemed to be 'past work' received a weekly stipend paid at the rate of a labourer's wage. But many in their sixties or seventies continued to toil. Occasionally, 38 B A N K I N G O N D E AT H relatives would b e given an allowance if they took in an elderly person who could not look after him or herself. 7 Moreover, to be in receipt of poor reliefwas demeaning. The true pension, on the other hand, has usually been a source of honour or pride to its recipient. Louis XIV is the grandfather of the modern occupational pension, not because he used pensions to tame potentially troublesome aristocrats or to encourage Huguenots to convert but because his naval ministers established a pension system for naval officers, master mariners and administrators in 1 67:3.

Interestingly enough, the only major pension proposal to find favour in British ruling circles at this time was an Act of 1 809 which guaranteed a decent retirement to customs and excise officers, men who held the revenue of the state in their hands. Social distress in the English parishes during the French wars prompted a rise in the provision of ' outdoor relief', or cash allowances, to paupers. R. Malthus and some other early economists that it aroused in them the mother of all welfare panics.

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Banking on Death: Or, Investing in Life: The History and Future of Pensions by Robin Blackburn

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